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Neighborhood Insurance Experts
Call Us Today!
(561) 641-5311
Call Us Today!
(561) 641-5311


The value of good auto insurance often doesn't become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on.

Call us for information about RV, Boat and Motorcycle Insurance.

Wherever your road takes you, protect yourself, your car and others along the way. Phoenix of Florida Insurance will help you get the best coverages at the best value from the national carriers.

We’ll help you protect your car with:

Florida Auto Insurance Policy FAQ
  • Liability Coverage
    • Bodily Injury Liability
      • Injuries that you (insured) cause to someone else are covered under this part of an auto insurance policy. This is not required in Florida unless you displayed financial irresponsibility following an accident. The minimum liability insurance coverage available for purchase in Florida is 10/20 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums. 
      • Florida Liability Coverage limits explanation:
      • 10/20/10 =$10,000 - 20=$20,000 - 10=$10,000
      • First number = bodily injury liability maximum for one person injured in an accident.
      • Second number = bodily injury liability maximum for all injuries in one accident.
      • Third number = property damage liability maximum for one accident.
  • Property Damage Liability
    • Damage caused by the insured (you) to someone else's property, such as a motorcycle, car, truck, fence, or house, is covered through property damage auto insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in Florida is $10,000.
  • Medical Payments Coverage
    • Benefits Provided Include:
      • Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care) and necessary remedial treatment (nursing home care or home nursing care).
  • No Fault Coverage (PIP)
    • Florida requires a minimum of $10,000 of PIP or personal injury protection coverage. This coverage pays medical bills for injuries suffered in an auto accident regardless of who caused the accident.
    • Pays 60% of gross income loss caused by inability to work because of an injury suffered in an accident.
    • $5,000 death benefit.
  • Uninsured Motorist Coverage
    • The company will pay for injuries to "insured", who is legally entitled to recover from the owner or operator of an "uninsured motor vehicle" because of "bodily injury" caused by an accident. Limits of liability under uninsured motorist coverage can be equal to or less than the bodily injury limits of the policy.

Call Us Today At ♦ (561) 641-5311

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Phoenix of Florida Insurance
3850 Lake Worth Rd Ste 5
Lake Worth, FL 33461
Phone: (561) 641-5311
Additional Email:

Business Hours

Mon - Fri: 09:00 AM - 05:00 PM
Sat: 10:00 AM - 01:00 PM
Sun: Closed

Payment Options

All Major Credit Cards
In Business Since 1992